BenefitHub | Blog

Protect What You Love

Written by Hannah Carpenter | June 30, 2025

Your home is more than just four walls. It’s where your family has grown, where birthdays were celebrated, and where memories were made. The late-night laughs in the kitchen, the cozy movie nights on the couch, the backyard barbecues — it all happens there. It’s your safe space, your comfort zone.

And your car? It’s not just a way to get around. It’s how you make everyday life happen. School drop-offs, grocery store runs, weekend getaways — your car is what keeps you moving and connected to the people and places that matter most.

You never think the worst is going to happen to you... until it does.

Shielding Your Home

Natural disasters, house fires, and unexpected damage don’t give you a warning. And when they hit, the aftermath can be devastating — emotionally and financially.

According to EOS, 57% of U.S. structures are at risk of experiencing at least one natural hazard. That’s more than half of all homes in the country (1).

Having or updating your home insurance can make a huge difference. Whether you own your home or rent it, insurance gives you a financial safety net when things go wrong. Without it, the cost to rebuild or replace your home — or even just repair damage — can be overwhelming.

It’s about more than just the structure, too. Home insurance can help cover personal belongings, temporary housing if your home becomes unlivable, and liability if someone is injured on your property.

Protect Your Ride and What Comes With It

Your car plays a bigger role in your life than you might think. It’s your independence. It’s how you get to work, visit family, or take spontaneous road trips. When something happens to it — whether it’s a fender bender or something more serious — it can throw your whole routine off track.

That’s why car insurance is essential. And it goes beyond just protecting the vehicle itself. Good auto insurance covers:

  • Damage to your car
  • Medical expenses for you or your passengers
  • Liability if you cause an accident
  • Protection from uninsured drivers
  • Rental coverage while your car is being repaired

The Bureau of Transportation reports that about 13 car accidents happen every 60 seconds somewhere in the U.S. (2). That’s a lot. And if it happens to you, being insured means you're not left dealing with the costs alone.

 

Smart Coverage That Doesn’t Break the Bank

Let’s be honest — insurance doesn’t always feel exciting. But what is exciting? Saving money and having peace of mind.

With BenefitHub, you don’t have to pick between protecting what matters and protecting your wallet. The platform offers exclusive savings on auto and home insurance, available just for being employed at a participating company.

Here’s what makes it smart:

  • You can compare quotes easily through one platform.
  • You might be able to bundle auto and home for more savings.
  • Even if you already have insurance, you could be overpaying — and switching could be simpler than you think.

It’s worth taking a few minutes to check. You might find a better plan that saves you hundreds per year — without sacrificing quality.

Don’t Wait Until It’s Too Late

We don’t like to think about worst-case scenarios. But protecting your home and car before something goes wrong is one of the most responsible things you can do — for your finances, your future, and your peace of mind.

Ask yourself:

  • If something happened to my home today, could I afford to rebuild or replace it?
  • If I got into a car accident tomorrow, would I be covered for the damages?
  • Could I save money by switching plans or bundling my coverage?

If you’re unsure about any of the answers, it might be time to take another look at your coverage.

Take the First Step

Getting started with BenefitHub is easy. Simply log into your account, browse the insurance options available to you, and use the quoting tool to compare plans. Whether you’re switching providers or getting coverage for the first time, you’ll find clear options and support that makes the process simple. In fact, people have saved an average of $970 on auto insurance and $573 on home insurance when bundling through BenefitHub.

Final Thoughts

Life is unpredictable. But being prepared can make all the difference.

Your home and your car are more than just property — they’re tied to the people, routines, and moments that matter most. Don’t wait for something to go wrong before realizing how valuable protection really is.

With the right insurance — and the right savings — you can protect what you love, and feel confident knowing you’re covered. 

Explore your options with BenefitHub. Use our Auto Insurance Quoting Tool and Home Insurance Quoting Tool — it’s free, easy, and just might save you more than you think. Our licensed agents are here to help, and can walk you through the process. Contact us today to learn more!

Sources:

  1. EOS, "Is Your Home at Risk of Experiencing a Natural Disaster?"
  2. The Bureau of Transportation Statistics, "Motor Vehicle Safety Data"