Tax season brings a mix of anticipation and anxiety. For some, it means a long-awaited refund. For others, it’s a source of financial stress and uncertainty. At BenefitHub, we believe this time of year can be more than a deadline — it can be an opportunity to strengthen your financial wellness and start the year on solid footing.
Tax Season Stress Is More Common Than You Think
If tax season feels overwhelming, you’re not alone.
According to a recent Credit Karma survey, 46% of Americans say tax season is their most stressful financial event of the year, with younger generations reporting even higher anxiety levels (1). At the same time, broader financial stress continues to weigh heavily — over 50% of adults say they feel anxious about their finances multiple days each week, based on research from The Motley Fool’s financial wellness survey (2).
Between inflation, rising everyday costs, and uncertainty around refunds, it’s understandable that many households are feeling the pressure.
The good news? With preparation — and the right resources — tax season can become a turning point rather than a setback.
Step 1: Make Filing Easier (and More Affordable)
Getting organized early can help reduce mistakes and speed up refunds. The IRS recommends e-filing and choosing direct deposit for the fastest turnaround.
But filing doesn’t have to come with a hefty price tag.
BenefitHub members can access exclusive discounts on trusted tax preparation vendors through the Discount Marketplace, like Turbo Tax, Venntax, and Tax Act. Whether you prefer to file on your own or work with a professional, these savings can lower the upfront cost of filing — putting more of your money back where it belongs.
Step 2: Use Your Refund Strategically
For many families, a tax refund is one of the largest lump sums they receive all year. And while building savings or paying down debt is always wise, refunds also often go toward meaningful purchases — the kind that improve daily life.
The numbers show that over a third (37%) of Americans depend on their tax refund to make ends meet, yet 45% of Gen Z say they plan to use their tax refund to splurge on non-essentials (think things like clothes, electronics, and travel) (1).
Either way, consider using the refund for:
- Replacing an aging refrigerator
- Upgrading a TV
- Booking a long-overdue family vacation
- Planning a cruise
- Investing in home upgrades
- Reduce monthly spending
- Free up room for savings goals
- Ease the emotional burden of financial stress
- Provide flexibility when unexpected expenses arise
BenefitHub partners with top national brands like Samsung, LG, and Whirlpool to offer exclusive deals on TVs, appliances, travel, cruises, and other big-ticket items — so when you decide to spend, you can stretch your refund further.
Your refund should feel like progress — not pressure.
Step 3: Offset Rising Costs with Everyday Savings
Financial wellness isn’t just about one moment — it’s about year-round support.
In 2025 alone, BenefitHub users saved over $76 million through exclusive discounts and perks. On average, members save $2,500 per year.
That’s meaningful.
In a time when many households are adjusting to rising grocery bills, higher insurance premiums, and increased living costs, those savings can feel like a raise — without needing to negotiate one.
As you look ahead to your 2026 budget, incorporating BenefitHub savings into your financial plan can help:
A More Empowered Approach to Tax Season
Tax season doesn’t have to be something you simply survive.
With discounted tax prep options, savings on major purchases, and everyday deals that add up to thousands each year, BenefitHub is here to support your financial wellness — not just during tax season, but all year long.
This season, take a deep breath, make a plan, and use the tools available to you.
And remember: financial wellness isn’t about perfection — it’s about progress.
- Credit Karma. “Tax Season Tops the List of Financial Stressors, Led by Gen Z.” Credit Karma, 2026, www.creditkarma.com/about/commentary/tax-season-tops-the-list-of-financial-stressors-led-by-gen-z.
- Reed, Adam. “Financial Stress, Anxiety, and Mental Health Statistics.” The Motley Fool, 2025, www.fool.com/money/research/financial-stress-anxiety-and-mental-health-survey/.
All merchants listed were accurate at the time of publication but are subject to change at any time.